Unauthorized payment chargeback evidence for AI tools

AI tools often bill for usage that looks invisible to card issuers unless you retain application-level proof.

Capture API usage units, model/feature consumption, login IPs, and terms acceptance tied to the paying account.

When evidence is insufficient, conceding quickly can be healthier than contesting every unauthorized claim.

EvidenceDesk scores sufficiency before submit and prefers Smart Disputes merge when contesting.